Harrison Burnside
Riya Patel
Challenges
Modern Challenge | Characteristics |
Gentrification | Gentrification is a process in which a neighborhood undergoes a change in population and an increase in property values, often resulting in the displacement of low-income residents and small businesses. This process is typically driven by the influx of more affluent individuals or businesses into an area, which can lead to the renovation of older housing and commercial buildings, the construction of new developments, and an increase in property values. While gentrification can bring new investment and economic growth to a neighborhood, it can also have negative consequences for the residents who are displaced and for the social and cultural fabric of the community. Some of the potential negative effects of gentrification include the loss of affordable housing, the displacement of long-time residents, and the alteration or loss of cultural or historic landmarks. |
Redlining | Redlining is a discriminatory practice in which financial institutions and other organizations deny or limit financial services, insurance, or other resources to residents of certain areas, typically because those areas are predominantly inhabited by racial or ethnic minorities. This practice was made illegal in the United States through the Fair Housing Act of 1968, which prohibits discrimination in the sale, rental, and financing of housing based on race, religion, and other factors. However, the effects of redlining continue to be felt today, as neighborhoods that were previously redlined often have lower levels of investment and fewer resources than neighborhoods that were not. |
Blockbusting | Blockbusting is a practice in which real estate agents or developers try to encourage homeowners to sell their properties by intentionally creating a sense of fear or panic about the racial or ethnic composition of a neighborhood. This can be done through tactics such as spreading rumors that people of a certain race or ethnicity are moving into the area, or that property values will decline if certain groups of people move in. Blockbusting was often used in conjunction with redlining, as real estate agents and developers would often target neighborhoods that had been redlined and then try to convince homeowners to sell their properties at a discounted price. The effects of blockbusting can be significant and long-lasting, as it can lead to the displacement of families and communities and contribute to segregation and inequality. |
White Flight | White flight refers to the phenomenon of white people moving out of urban neighborhoods that are becoming racially or ethnically diverse, often to suburban areas. This term is often used to describe the mass migration of white people from cities to suburbs in the United States that occurred during the mid-20th century. White flight was often driven by concerns about declining property values, changes in the social and economic makeup of the neighborhood, and a desire to live in areas with fewer people of color. The term can also be used more broadly to describe similar patterns of racial or ethnic segregation in other countries. The effects of white flight can be significant and long-lasting, as it can contribute to segregation, inequality, and a lack of diversity in urban and suburban areas. |
Residential Segregation | Residential segregation refers to the physical separation of different racial and ethnic groups in the housing market, resulting in separate and unequal neighborhoods. This can occur as a result of intentional policies, such as redlining, or more subtle factors, such as discrimination in the housing market or the fact that people often prefer to live near others who are similar to them. Residential segregation can have a number of negative consequences, including unequal access to resources and opportunities, lower property values in neighborhoods that are predominantly inhabited by people of color, and a lack of diversity in communities. Some of the factors that contribute to residential segregation include discrimination, housing policies, and economic inequality. |
Public Housing | Public housing is a type of housing assistance provided by the government to low-income individuals and families. It is typically provided in the form of rental apartments or houses that are owned and managed by a government agency. Public housing is intended to provide safe and affordable housing for people who may not be able to afford market-rate rents. Eligibility for public housing is typically based on income, and the amount of rent that residents are required to pay is generally based on a percentage of their income. Public housing is an important resource for many people who need assistance with housing, and it can play a key role in helping people to achieve long-term stability and independence. |
Squatter Settlements | Squatter settlements, also known as informal settlements or shantytowns, are areas where people live in improvised housing structures, often without legal ownership or permission to occupy the land. Squatter settlements can be found in many cities around the world, and they are often home to marginalized and low-income communities. People living in squatter settlements may lack access to basic services such as clean water, sanitation, and electricity, and they may be at risk of eviction or other forms of displacement. Squatter settlements can be a result of rapid urbanization, a lack of affordable housing, and other economic and social factors. Governments and community organizations may work to address the challenges faced by residents of squatter settlements, including through initiatives to improve living conditions, provide access to services, and formalize land tenure. |
Problems
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